Planning Ahead

To talk about the many options available for pre-paid funeral plans, or for an itemised quote for a plan tailored to your specifications and budget please call our team on 01473 805525.


Planning ahead for your funeral is one of the most thoughtful and caring things you can do.

Some people never get round to discussing funeral wishes with their loved ones, which can lead to all sorts of worry and anxiety when the time comes.


Taking out a funeral plan is a simple and straightforward way to remove this worry, and it can provide real financial benefits too.

Some of the other benefits include being able to:


• Pre-arrange the details of your funeral and include any special wishes.
• Make financial provision for your funeral.
• Choose your funeral director in advance.
• Ensure your family has access to expert help and advice at a difficult time.


What’s more, there are no complicated medical forms to complete.
Our plans cover your funeral costs (as specified in the plan paperwork) as long as we carry out the funeral and your requirements don’t change.
For more information, please download our funeral plans brochure.

Financial security


We aim to provide outstanding financial security for your money. All funeral plan pre-payments are held
securely in individual whole of life assurance policies for your peace of mind.
Backed by a trusted, national provider
Our funeral plans are provided by Ecclesiastical Planning Services Limited, which is part of a specialist, UK-based financial services group.


Frequently asked questions
Here are some of the questions we are often asked about our pre-paid funeral plans.


Q. Who is eligible?
UK residents aged 18 or over can take out a plan. For instalment plans, the final instalment must be paid by
your 85 th birthday. There are no medical or health questions to answer.


Q. Can the plan include special wishes?
You can add special wishes and requests such as song choices, readings, information for a eulogy and so on.
There is no charge to add these details. There may be more to pay if you require additional features, services
or upgrades.


Q. What happens if I move to a different part of the country?
If you move, you should be able to transfer your plan to a funeral director near your new home. However,
there may be additional costs depending on local prices and not all funeral directors guarantee third party
costs. Please refer to the Terms and Conditions for details or speak to us for more information.


Q. Can I buy a funeral plan for someone else?
Yes, we find that many of our customers choose to do this.


Q. Can I change my funeral plan arrangements?
Yes, you can make changes to your plan after you have taken it out and once it is fully-paid. Just let us know
what you wish to change. There may be an additional cost if you add new features and services to your plan.


Q. Does the plan cover the entire cost of the funeral?
The plan covers your funeral costs listed in the plan details as long as your requirements don't change and we
carry out your funeral.
Please refer to the Terms and Conditions for more information.


Q. Can I cancel my plan?
Yes, you can cancel your plan at any time. If you choose to cancel the plan within the cancellation period, you’ll
receive a full refund. If you cancel the plan after the cancellation period, you’ll receive a refund of the original
amount paid, excluding the administration fee, and any payments to insure an instalment plan.


Q. Can I pay for my plan by instalments?
Yes, you are able to pay over a range of periods. There is an additional cost for paying by instalments over two
or more years. Eligibility criteria applies.


Q. What happens if I die abroad?

The plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore
important that your travel insurance policy covers this.


Terms and Conditions apply to funeral plans. Please ask us if you have any questions.
We are an Appointed Representative of Ecclesiastical Planning Services Limited Reg. No. 2644860, registered in England at Benefact House,
2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, UK, which is authorised and regulated by the Financial
Conduct Authority. Firm Reference Number 958152. The Financial Conduct Authority regulates pre-paid funeral plans only.

About Ecclesiastical Planning Services


Our pre-paid funeral plans are provided by a trusted national provider, Ecclesiastical Planning Services.
As part of a specialist, UK-based financial services group, Ecclesiastical Planning Services has offered pre-
payment funeral plans since 2006. When you take out a funeral plan with us, Ecclesiastical Planning Services
arranges for the funds to be securely held in individual whole of life assurance policies. Every penny of the full
value of your plan, excluding the management fee, is ring-fenced and cannot be used for anything but your
funeral when the time comes.
Ecclesiastical Planning Services is part of a large Group that gives available profits to charity and is proud to
have been named the UK’s 4th largest corporate donor to charities (2021/22) 1 . In addition, Ecclesiastical
Planning Services is recognised by the National Association of Funeral Directors for treating customers fairly,
and offering funeral plans which are financially secure and responsibly administered (2022).
1. The Directory of Social Change, The UK Guide to Company Giving 2021/22.
We are an Appointed Representative of Ecclesiastical Planning Services Limited Reg. No. 2644860, registered in England at Benefact House,
2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, UK, which is authorised and regulated by the Financial
Conduct Authority. Firm Reference Number 958152. The Financial Conduct Authority regulates pre-paid funeral plans only.

For more information or to arrange a consultation: Call: 01473 805 525 | Email: contact@southgateandroberts.com

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